Invest With Confidence. Grow Your Portfolio

Secure first-position trust deed investments backed by California real estate. Earn competitive returns while helping investors achieve their financial goals.

Why Invest With Us?

Discover the advantages of investing through California Private Money Corporation

First Position Security

Your investment is secured by a first-position lien on California real estate, providing maximum security for your capital.

Competitive Returns

Earn potentially higher returns than traditional investment vehicles while maintaining security through real assets.

Short-Term Flexibility

Investment terms typically range from 6-18 months, allowing for capital rotation and reinvestment opportunities.

Real Asset Backed

Your investment is secured by tangible California real estate, not speculative ventures or paper assets.

Experienced Team

Benefit from our 20+ years of experience in California real estate lending and investment management.

Portfolio Growth

Build a diversified portfolio of real estate-backed trust deeds across California property types.

How Trust Deed Investing Works

A simple, transparent process designed to protect your investment

1

Review Opportunities

Browse our curated list of investment opportunities and review property details, loan-to-value ratios, and projected returns.

2

Select Investment

Choose investments that align with your financial goals, risk tolerance, and timeline preferences.

3

Secure Your Position

Your investment is recorded as a first-position deed of trust, secured by the underlying property.

4

Receive Returns

Earn monthly interest payments and receive your principal back at loan maturity.

Investment Opportunities

Diverse options to match your investment strategy

Fix & Flip Investments

Short-term investments with high potential returns for residential renovation projects.

  • Typical term: 6-12 months
  • Target LTV: Up to 70%
  • Interest: Monthly payments

Bridge Loan Investments

Finance property acquisitions and refinances with flexible terms.

  • Typical term: 12-18 months
  • Target LTV: Up to 65%
  • Interest: Monthly payments

Rental Property Investments

Longer-term investments with steady cash flow from rental income.

  • Typical term: 12-24 months
  • Target LTV: Up to 60%
  • Interest: Monthly payments

Construction Investments

Ground-up construction and major renovation projects.

  • Typical term: 12-24 months
  • Target LTV: Up to 65%
  • Interest: Monthly payments

Frequently Asked Questions

Everything you need to know about trust deed investing

What is a trust deed investment?

A trust deed investment is when you lend money secured by real estate through a deed of trust. You become the beneficiary and hold the first-position lien on the property, meaning you get paid first if there's a foreclosure.

What is the minimum investment amount?

Minimum investments typically start at $50,000 for residential projects and $75,000 for commercial projects. However, we can discuss portfolio options for smaller amounts.

How are returns paid?

Interest is typically paid monthly. At the end of the loan term, you receive your principal back. Returns vary by investment type but generally range from 8-12% annually.

Is my investment protected?

Yes, your investment is secured by the property and the borrower's equity. We maintain conservative loan-to-value ratios (typically 60-70%) to ensure adequate security.

What happens if a borrower defaults?

We take steps to minimize defaults through careful underwriting. In rare cases of default, we initiate foreclosure proceedings and sell the property to recover your investment.

Do I need to be an accredited investor?

Many of our investors are accredited, but we welcome qualified investors of all types. Contact us to discuss your eligibility and investment goals.

Ready to Start Investing?

Contact our investor relations team to discuss your investment goals and learn about current opportunities.